/* ====== Global Dark Theme ====== */
body {
  background-color: #000;
  color: #fff;
  font-family: "Goldman Sans", sans-serif;
}

/* Headings – gold accent */
h1, h2, h3, h4, h5, h6 {
  color: #d4af37 !important;
}

/* Paragraphs & general text */
p, li, span, a, label {
  color: #ffffffcc; /* soft white */
}

/* ====== Navbar ====== */
.navbar {
  background: rgba(0,0,0,0.9) !important;
  border-bottom: 1px solid #d4af37;
}
.navbar .nav-link {
  color: #fff !important;
  font-weight: 500;
}
.navbar .nav-link:hover,
.navbar .dropdown-item:hover {
  color: #d4af37 !important;
}
.dropdown-menu {
  background-color: #111 !important;
  border: 1px solid #d4af37;
}

/* ====== Hero / Slider Overlay ====== */
.slider-section .carousel-item {
  position: relative;
}
.slider-section .carousel-item::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.55);
  z-index: 1;
}
.slider-section .text-content {
  position: relative;
  z-index: 2;
}

/* ====== Buttons ====== */
.btn-flat-black,
.btn-dark,
.btn-gold {
  background: linear-gradient(90deg, #d4af37, #a07800);
  color: #000 !important;
  font-weight: 600;
  border: none;
  border-radius: 6px;
  transition: 0.3s;
  box-shadow: 0 0 12px rgba(212,175,55,0.5);
}
.btn-flat-black:hover,
.btn-dark:hover,
.btn-gold:hover {
  transform: scale(1.05);
  box-shadow: 0 0 20px rgba(212,175,55,0.8);
}

/* ====== Cards & Boxes ====== */
.loan-box, .feature-box, .info-card, .blog-card {
  background: #111 !important;
  color: #fff;
  border: 1px solid rgba(212,175,55,0.3);
  transition: all 0.3s ease;
}
.loan-box:hover,
.feature-box:hover,
.info-card:hover,
.blog-card:hover {
  border-color: #d4af37;
  box-shadow: 0 0 20px rgba(212,175,55,0.3);
}

/* ====== Section Titles ====== */
.section-title {
  color: #d4af37 !important;
  border-bottom: 2px solid #d4af37;
  display: inline-block;
  padding-bottom: 5px;
}

/* ====== Footer ====== */
footer {
  background: #000;
  color: #fff;
  border-top: 1px solid #d4af37;
}
footer a {
  color: #d4af37 !important;
}
footer a:hover {
  color: #fff !important;
}

/* ====== Image Overlay Effect ====== */
.image-column img, .blog-card img, .slider-section img {
  filter: brightness(0.8);
  transition: filter 0.3s ease;
}
.image-column img:hover, .blog-card img:hover {
  filter: brightness(1);
}

 /* GENERAL */
    body {
      color: #000;
      background-color: #fff;
      font-family: 'Goldman Sans', sans-serif;
      font-family: 'Goldman Sans Condensed', sans-serif;
    }

    .sec-class {
      padding: 60px 0;
    }
    .bg3
    {
      background:#f4f1eb;
    }
    
    h2.section-title {
      text-align: center;
      font-weight: 700;
      margin-bottom: 40px;
      font-size: 3rem;
      position: relative;
    }
    h2.section-title::after
    {
      content: "";
      display: block;
      width: 90%;                 /* length of line */
      height: 2px;                 /* thickness */
      background-color: #d5d4d4;  /* same as text color */
      margin: 10px auto 0;         /* centers the line horizontally */
      border-radius: 2px; 
    }

    /* ===== Top Bar (Header Contact Info) ===== */
.top-bar {
  background: #2c2c2cc9 ;
  border-bottom: 1px solid #d4af37;
}
.top-inner {
  background: transparent !important;
  color: #fff !important;
}
.top-inner i {
  color: #d4af37 !important;
}
.top-inner span,
.top-inner a {
  color: #fff !important;
  font-weight: 500;
  text-decoration: none;
}
.top-inner a:hover {
  color: #d4af37 !important;
}

/* ===== Navbar ===== */
.navbar {
  background: #000 !important;
  border-bottom: 1px solid #d4af37;
}
.navbar-brand img {
  max-height: 55px;
  filter: brightness(1.2);
}
.navbar .nav-link {
  color: #fff !important;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.navbar .nav-link:hover,
.navbar .dropdown-item:hover {
  color: #d4af37 !important;
}
.dropdown-menu {
  background-color: #111 !important;
  border: 1px solid #d4af37;
}
.dropdown-item {
  color: #fff !important;
}
.dropdown-item:hover {
  background: rgba(212,175,55,0.1);
  color: #d4af37 !important;
}

    /* Hover Dropdown */
    .dropdown:hover .dropdown-menu {
      display: block;
      margin-top: 0;
    }
    .dropdown-menu {
      border-radius: 0;
      border: none;
      box-shadow: 0 4px 8px rgba(0,0,0,0.1);
    }
    .dropdown-toggle::after
    {
      color:#484848 ; 
      margin-left: .4em;
      vertical-align: .20em;
    }
    /* SLIDER */
     
    /* Split Slider Section */
.slider-section {
  /*background: linear-gradient(to bottom, #f4f4f4, #dee1e1);*/
  background:#000000;
  border-bottom: 1px solid #f3f3f3;
  padding: 60px 0px;
}
.slider-section h1 {
  font-size: 2.2rem;
}
.slider-section h4 {
  color: #fff;
}
.slider-section p {
  font-size: 16px;
  line-height: 1.6;
  color: #eceaea;
}
.carousel-control-prev-icon,
.carousel-control-next-icon {
  filter: invert(1);
}
.btn-flat
{
  border-color: #ffffff;
  background-color: #ffffff;
  margin-bottom: 0;
  padding: 8px 30px;
  border-radius: 0;
  text-align: left;
  font-weight: bold;
  color:#000000;
  font-size: 1.4rem;
  width: 70%;
}
.btn-flat::before
{
  display: inline-block;
  margin-right: .4em;
  content: "";
  border-top: .3em solid transparent;
  border-right: 0;
  border-bottom: .3em solid transparent;
  border-left: .3em solid;
}

.btn-flat-black
{
  border-color: #000000;
  background-color: #000000;
  margin-bottom: 0;
  padding: 8px 30px;
  border-radius: 0;
  text-align: center;
  font-weight: bold;
  color:#ffffff;
  font-size: 1.4rem;
}
.btn-flat-black::before
{
  display: inline-block;
  margin-right: .4em;
  content: "";
  border-top: .3em solid transparent;
  border-right: 0;
  border-bottom: .3em solid transparent;
  border-left: .3em solid;
  color:#fff;
}
.btn-flat-black:hover
{
  color:#fff;
  background-color: #424649;
  border-color:#424649;
}
.slider-btn
{
  width: 5%;
}
.carousel-item h1
{
  font-size: 4.5rem;
}

    /* WELCOME SECTION */
    .welcome-sec
    {
        background: #0c0c0c;
        color: #fff;
        padding: 120px 0px;
    }
    .welcome-text {
      display: flex;
      align-items: center;
      flex-wrap: wrap;
      gap: 30px;
    }
    .welcome-text img {
      max-width: 100%;
      border-radius: 10px;
      box-shadow:#393939 1px 6px 1px rgba(112,112,112,.5);
    }
    .welcome-sec p
    {
      font-size: 18px;
      line-height: 30px;
      color: #eceaea;
    }
    

     .two-column-section {
  width: 100%;
  margin: 0;
  padding: 0;
  overflow: hidden;
}

.image-column {
  height: 5%;
}

.image-column img {
  object-fit: cover;
  width: 10%;
  height: 10vh; /* full viewport height */
  display: block;
}

.info-card {
  background-color: #000;
  color: #fff;
  border-radius: 25px;
  box-shadow: 0 4px 8px rgba(0,0,0,0.2);
  border-bottom: 4px solid #f5c518; /* accent line */
}

.text-section h1 {
  position: relative;
  text-align: left;
}

.text-section h1::after {
  content: "";
  display: block;
  width: 60px;
  height: 4px;
  background-color: currentColor;
  margin-top: 10px;
  border-radius: 2px;
}



    /* LOANS & OFFERS */
    .loan-box 
    {
      color: #000;
      padding: 50px;
      text-align: center;
      transition: 0.3s;
      /*box-shadow:rgb(255, 255, 255) 0px 30px 60px -12px inset, rgba(0, 0, 0, 0.3) 0px 18px 36px -18px inset*/
    }
    .loan-box:hover {
      transform: translateY(-5px);
    }
    .loan-box img {
      height: 60px;
      margin-bottom: 15px;
    }
    .loan-box h5
    {
      color: #000;
      font-size: 1.6rem;
      font-weight: bold;
    }
    .loan-box p
    {
      text-align: justify;
    }
    /* INSURANCE SECTION */
    .insurance-section {
      background: #000;
      color: #fff;
    }

    /* WHY CHOOSE US */
    .why-choose {
      background: #fff;
    }
    .why-choose .feature-box {
      background: #000;
      color: #eceaea;
      padding: 25px;
      border-radius: 10px;
      text-align: center;
      transition: 0.3s;
    }
    .why-choose .feature-box:hover {
      transform: scale(1.05);
      background: #111;
    }
    .why-choose .feature-box i {
      font-size: 40px;
      margin-bottom: 10px;
      color: #fff;
    }

    /* BLOGS */
    .blog-card {
      background: #fff;
      border-radius: 10px;
      overflow: hidden;
      box-shadow: 0 2px 8px rgba(0,0,0,0.1);
      transition: 0.3s;
    }
    .blog-card:hover {
      transform: translateY(-5px);
    }
    .blog-card img {
      width: 100%;
      height: 200px;
      object-fit: cover;
    }
    .blog-card a {
      text-decoration: none;
      color: #000;
    }

    /* FOOTER */
    footer {
      background: #080808;
      color: #fbfcfc;
      padding: 60px 0 20px;
    }
    footer h5 {
      font-weight: 600;
      margin-bottom: 20px;
    }
    footer a {
      color: #eceaea;
      text-decoration: none;
    }
    footer p {
      color: #eceaea;
    }
    footer a:hover {
      color: #fff;
    }
    .footer-bottom {
      border-top: 1px solid #a3a1a1;
      margin-top: 40px;
      padding-top: 20px;
      text-align: center;
    }